Debt Snowball Spreadsheet
Before you list
Make it yours
What is inside
- Released
- 29 Oct 2026
- Category
- Budget / Finance
- Type
- Spreadsheet template
- Suggested price
- $5.99 – $9.99
- Availability
- Open to one seller
- Mockups included
- 4
- Product files
- Draft title, 13 tags, description
- 4 sample mockups
- AI-assisted original, one seller only
Mockup and listing notes. This is a starter kit, not a finished listing. Four sample mockup images are in the "mockups" folder of the download; they use the example debts that ship in the file. Before you sell it, make it your own: change the colours, fonts, sheet layout and wording, and make your own mockups. Open the file in both Excel and Google Sheets and test it with a few debts of your own before listing. In your shop say that AI tools were used to help make it. Do not promise buyers a debt-free date or any savings; the plan depends on their own figures.
Before you list: make it your own
- Change the product itself: edit the layout, wording, colours and pages until it is clearly your own design.
- Add this line to your description so buyers know AI tools were used:
- Make your own mockup images. Do not upload ours unchanged.
- Rewrite the title, tags and description in your own words. Ours are a starting point.
- Only describe the item as designed by you once you have made these changes, and list it as a digital download.
- Do not resell or share the digital product files as they are.
Even with these changes, Etsy has the final say on every shop and its rules change. HunarWireDrop cannot be responsible if a listing is removed or a shop is limited or closed. Read Etsy's own guidance on AI
Listing text
A draft to rewrite
A starting point. Rewrite it in your own words.
A debt payoff planner for Excel and Google Sheets. Type your debts once and it works out the order, what to pay each debt every month, the month each one is paid off, your debt-free date and the total interest. YOU GET • 1 workbook (.xlsx) that opens in Excel and Google Sheets • My debts sheet: up to 10 debts with balance, interest rate and minimum payment, plus the extra amount you can pay each month • Snowball (smallest balance first) or avalanche (highest rate first), picked from a drop-down • Payoff plan sheet: a month-by-month plan for up to 120 months; when a debt is paid off, its money rolls on to the next • Start here sheet with step-by-step instructions • Example debts filled in so you can see how it works; type over them HOW TO USE 1. Open the file in Excel, or upload it to Google Drive and open it with Google Sheets 2. Type your debts and your extra monthly payment in the yellow cells 3. Follow the Payoff plan each month This is a planning tool, not financial advice. Lenders work out interest in different ways, so real balances can differ a little. This is a digital download. No physical item will be shipped. For personal use, not for resale or redistribution.
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